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Kaven Kafshbarghi

16 Miniot Circle
Scarborough ON , M1K 2K2

Your Friend With Benefits

My name is Jiaze G, who was lucky to have the opportunity to work for KavenKafshbarghi for a few short months in 2017 as a financial advisor intern. I have no priorexperience about insurance field, but Kaven, as my mentor, taught me every basicknowledge about insurance with patience.It was amazing that I met Kaven during my first internship. When I worked with him,I always felt the passion he has about his career. When I had some questions aboutinsurance, Kaven always gave me the most professional answers. The passion he has,the professional skills, and his wise thinking, influenced me on both career planningand the attitude towards life.I would describe, Kaven, as an approachable supervisor, a professional insurance broker,and a role model for younger generation.

Rina-Lee R

This is one of my very best friends Kaven Kafshbarghi. I met him when he sold me Health Benefits for our Company. I was so impressed with his initiative and creativity (he called his company, Your Friend With Benefits lol) I pushed him through with my CEO. He knows more about company benefits than any human should, and he often bores the hell out of me when he shares ALL the details. Then he smiles proudly and says, "see, a normal rep wouldn't give you this kind of useful information". (where's a normal rep when I need one :)) He is my biggest supporter. He has come to every single Speaker Slam event, often paying for babysitting and bringing his lovely wife, or pressuring his friends, neighbours and employees to attend with him. He is always buying food and rounds of drinks to support the bar, sending food up to Lily at the front, buying drinks for me and Dan. He's lent us his T-shirt press and helped us make Speaker Slam t-shirts, he's lent me his party room for my "You Pitch Like a Girl" workshop, driven me and Lily around to give out cakes to the homeless (almost getting beaten up in the process), shown up at my Toastmasters contest, sick as a dog and pretty much been the nicest guy in the entire world. I'd like to take credit and say I must be an amazing person to deserve this - but the truth is, Kaven is like this with all his friends. So if you are looking for a new friend, add Kaven. The only prerequisite is that you have an odd sense of humour and enjoy hearing about health benefits. :)

Executive Service Representative

I started off as an intern at Your Friend With Benefits Inc. During my internship here at Your FWB, Kaven has taught me what it is like to be a Financial Advisor (obviously without actually performing the tasks that a licensed advisor would do). It was a very educational internship for me. I'm forever grateful that Kaven saw potential in me and has officially hired me as his Executive Service Representative. Everyday is a different day for me because I'm always learning new things from Kaven! Words cannot describe how amazingly talented and hard working Kaven truly is! You won't ever regret coming to Kaven for your insurance needs, he always goes the extra mile to ensure that his client are satisfied :) 

Wealth and Health Broker

I have known Kaven for the past couple of years.  He is extremely knowledgeable when it comes to group benefits and individual insurance.  Whenever I am working with a client who owns a business, I don't hesitate to bring Kaven in to discuss his expertise.  He is an asset to individuals and business owners who want to enhance protection and benefits within their respective families or business

Testimonial #30

Generous, funny and ever passionate about his work, he will go that extra mile for his clients,family and friends! He always works tirelessly to ensure that his clients get the best plan they desire and deserve. You are in good care w Your FWB! He is the real deal!


After initial reluctance I met with Kavan a number of times to discuss the needs of my company in insuring my family for medical benefits. I found Kavan to be engaging, but moreso very focused on my needs and issues, and he presented me with many excellant options,of which I took the best one suited for my family.Kavan is knowledgable, and focused on the best results for his clients, I would recommend him to anyone looking out for their family.

Testimonial #28

Dealing with Kaven was a breeze. He is an extremely friendly and patient person (especially with a novice in insurance like myself). But where it really counts and sets him apart from the rest, is his deep understanding and expansive knowledge in the field.
It is an asset to have him on my side maneuvering through the labyrinth of insurance options. Thank you Kaven!

Manager, People

Kaven was an incredbile help while I was trying to get our Canadian entity up and running under a very short timeframe. He was always available and went above and beyond to help out and get the best possible option. I was absolutely work with Kaven in the future and would recommend him to anyone who asked.

Testimonial #26

As a benefits provider and Third Party Administrator, ASSOCIUM Benefits has worked with Kaven for a few years. We are always impressed with his drive, innovation and thorough approach to serving his clients. Kaven is not satisfied until his clients are.

Great service coupled with deep technical knowledge

Kaven is a great business partner for any business looking for a strategic business partner who will stay on top to provide you and your team with great service. Kaven, has deep understanding of different products and services in the insurance industry which helps manage costs without compromising the coverage.  I strongly recommend you to contact Kaven for your insurance needs.

Hard Worker

Kaven presented us with several options that would help us save money. He kept us informed during the whole transition process. Our whole team was impressed with how easy it was to switch. Would highly recommend him to anyone needing insurance.


We are very pleased dealing with Friends With Benefits.  Kaven Kafshbarghi went

above  and  beyond  to get our Company the best rates for our Medical and Retirement

Plans.  If there are any questions concerning any of our plans, response time is quick

and efficient. We would highly recommend FWB to anyone they definitely have our

Stamp of Approval.  In addition it is always a pleasure speaking  with Kaven , he has

a great sense of humour and a caring personality.

Kaven Kafshbarghi

Working with Kaven Kafshbarghi over this past year has taken our group benefits issues from "groans and moans" to "no problem." Kaven, our Group Benefit broker, is one of the most responsive people I have ever worked with. He responds immediately to questions or special requests. It is such a pleasure to work with Kaven, he does whatever it takes to find a solution to our needs rather than list reasons why "this can not be done." We are very pleased with Kaven whom always has our best interests in mind.


Looking forward to our continued business with Your Friend with Benefits Inc. 


Kaven is great. He's always been there for us. He goes above & beyond to assist us with our group benefit needs.


Check him out, you won't be disappointed!

Highly Recommended, for companies big or small

I have worked with Kaven for more than 4 years, and he has never let us down. We are a small charity with unique benefit needs, and despite not fitting well into the 'normal' benefit set-ups, he's always found ways to get us the best coverage. Kaven always responds to my emails quickly and, most importantly, always goes the extra mile. I highly recommended him to manage your benefit needs.

Thanks for the excellent service, Kaven

Kaven is very knowledgable with the products. He is enthusiastic and very patient with clients.


I really like working with you, Kaven.

A hard-working broker who takes initiative

Kaven is an excellent broker with the interests of his clients driving his every action. He is dedicated to helping all of his clients and ensuring that their needs are met. Your Friend With Benefits provides strong and timely service that is hard to duplicate. 

Great Work

Excellent Broker. Keeps myself well informed of progress.

Special Service and Special person

Kaven has always been great at helping me understand and break down the simply verbage when it comes to insurance. He's intelligent, patient, kind, helpful and very generous. The extra special attention he gives, extra time, birthday cards, homemade gifts are what makes him very special and unique as an advisor which are all assets to top off how well he knows his field. 

I recommend Your Friends With Benefits to All. 


Kaven was a great pleasure to work with. He clearly explained each step and went through everything in great detail to make the process painless. The service was exceptional from start to finish. He worked very hard to ensure we get the most appropriate plan for our team and we're very happy with our plan today. Thank you!

Executive Director

Changing benefit providers was a challenging task for our small organization, but has turned out to be the best decision we could have made.  Kaven's knowledge and expertise guided us through the process and continues to ensure our benefit program is meeting our staff and organizational needs.  Kaven is consistently providing services and support at a moment's notice, and will check in to make sure things are going well.  Kaven has made a significant difference to our staff benefit program and I would recommend Your Friend with Benefits for any organization. 


Kaven is a true successful friend with benefit. He monitors our account closely. He always comes with best suggestions and I am glad that he is our agent. I wish his prosperity, good health and also wishing the very best for him & his family.

FWB - Testimonial

Kaven is dedicated to making sure his clients' needs are met and he strives to deliver the best advisor services in the marketplace for his clients. He is very professional and is a pleasure to work with. I would recommend him (and have referred companies to him) to anyone looking for assistance and advice with their employee benefits needs.

Testimonial #10

Truly appreciate all of the hard work that Kaven has done for our family and our clinic

Great Broker!

YFWB is a great broker to work with. I highly recommend Kaven's services. His business acumen is amazing and he is very knowledgeable. His attention to detail exudes confidence in his knowledge of the products he offers. He always answers emails promptly and always has the answers. Most importantly is an active broker who takes interest in the well being of his clients.



YFWB Rocks!

Kaven and his team are very knowledgeable and proactive at finding creative solutions for group benefits.  They go above and beyond to find customized benefits that both employees and employers can be happy with.  Kaven goes to bat for his clients to ensure they gets the best benefits possible.  His knowledge and drive to succeed is what makes the difference between YFWB and others.





He's the guy

Excellent service, timely response, definitely the one to go to for all insurance needs

Director, Technical Services

FWB is one of the most customer centric companies I've ever had the pleasure to deal with. Kaven worked tirelessly with us to cater a set of benefit solutions that fit our employee needs perfectly. And he regularly reaches out to us to make sure our needs are met. I highly recommend FWB for the products delivered and the service they provide.



 I’ve known Kaven for several years. He is an enthusiastic person who always maintained his professionalism with patience and an ability to explain and demonstrate strategy clearly, he drew out the very best of his customer service..

I know Kaven to be hardworking,responsible, honest and courteous. I confidently recommend him for any insurance benefit.

FWB Exceptionally caring

We need more people like Kaven, who provide an exceptional service to all his clients. The best part is he truly cares and that is priceless. A true friend with benefits for all your employee benefits.

Testimonial #3

Professional, resourceful   and reliable 

From Mr. Friend With Benefits

I am Kaven, and perhaps even Your Friend With Benefits. I'm the main broker of record for this company. If you know me, you'll know I've always liked my own ideas. I'd like to think I'm pretty creative. I apply a considerable amount of effort to service my clients. And I'd like to use this opportunity to thank every single person that dedicated the time to meet with me and even elect me as their representative. 

Raj r

Your Friend With Benefits

During my second year of study at George Brown College, I had the opportunity to act as an Assistant Financial Advisor to Kaven Kafshbarghi, Advisor at Sun Life Financial. I learned critical skills and I gained tremendous experience from working together with Kaven which has proved to be beneficial in opening new doors for my future career path.

 The position taught me to focus on a high standard of customer care, key sales techniques and detailed characteristics of various financial and insurance solutions.

 I enjoyed the diverse projects that Kaven and I worked on as I acquired the analytical knowledge and understanding of what it is like to be a Financial Advisor. Through this cooperative, my sales skills improved exponentially and I have sharpened my confidence and knowledge in all manner of products.

 Working with Kaven was the catalyst to being awarded the CIBC Financial Services Scholarship while attending George Brown. This distinction in addition to having Kaven’s reference afforded me the edge I needed after graduation to acquire an immediate position of employment in the financial services sector.

 The skills I learned and the experience I have gained through working with Kaven have been invaluable. I highly recommend working with Kaven to any student wanting hands on training and to gain the necessary experience to get their foot in the door like I did.

From Subhastin K

Just met Kaven, and he was very keen to look at how his clients would benefit from our offering.. but he was tough with the questioning in order to satisfy himself in choosing whether to offer us to his client!