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Medicare Life Group

8 N. 9th Ave
Bozeman Montana , 59715
United States
888-505-3822
contact@medicarelifegroup.com
https://www.medicarelifegroup.com/

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Best, most straightforward assistance ever to navigate the maze of medicare. Highly recommend this team.

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Troy was extremely helpful and knowledgeable assisting my wife and me in Medicare plan choices. These are crucial decisions, and having a skilled, compassionate and professional agent on our side is profoundly reassuring.

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I am very impressed with my agent's knowledge of plans, recommendations specifically geared toward my needs, ease at explaining options, and his hospitable personality. I highly recommend Troy Baccus as an agent.

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This is an unbelievable find - and it's FREE! I discovered Medicare Life Group when an engineer friend of mine did extensive research to track down professionals who were the best at helping people get the facts about Medicare.

Their main goal is to make it easy for you to enroll and save money. They do the hard work of researching different insurance plans and pick out ones that match your needs.

First comes developing a plan around personal requirements for hospital and doctor coverage and prescription coverage, that puts the least financial strain on you. It starts with a phone interview to discuss medical conditions you anticipate will need attention and any drugs you are on.

Then they check in once a year to update information, seeing if you've undergone any changes, or if your insurance has. They advocate for the most ideal fit linked to coverage and cost, all year.

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Troy made signing up for Medicare easy and painless.
He is very knowledgeable and answered all my questions.
I highly recommend Medicare Life Group and especially Troy.

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My representative earned my business by providing personal attention, not robo calls. Troy was very patient, explained things with my needs in mind and I always felt confident that he was giving me his best advice as to what I needed.

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One quick phone call and Troy Baccus helped me make my part D decision. It took about 5 minutes. Don't waste your time doing your own research. Let Troy do it for you. Absolutely fabulous!

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Troy Baccus was so knowledgeable, kind, compassionate and patient with me trying to understand everything. I felt an immediate trust in him and I will recommend him to everyone I know. It was a pleasure working with him.

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Answered all questions and concerns completely. Did not feel rushed or pressured to make a decision. Quick responses to all follow up concerns. I highly recommend Troy.

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Takes the time to explain and to research the best deals for customers. Recommended them to others.

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Troy gave me the best quotes and was very easy to work with. No pressure and great response times. Would recommend to anyone.

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Troy was friendly, professional and informative. He explained the many choices I had and helped me pick the best one for my particular needs. I would highly recommend him to anyone who is enrolling in Medicare, especially for the first time. It’s great to actually talk to a person to help clarify all the information that is thrown at you when you are turning 65. Thanks Troy!

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Troy Baccus was very helpful and professional. He made selecting a Medicare provider a painless process!

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Excellent service. Prompt, knowledgeable and client focused. Was a pleasure working with Troy and will definitely work with him on future insurance needs.

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My agent Troy Baccus, was very knowledgeable explaining all the different Medicare plans. We chose the best plan that was suitable to my needs. Thank you

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Amazing experience! From day one, Troy Baccus of Medicare Life Group (recommended by a college friend), made my transition from finding an insurance plan from the east coast to the west coast so smooth! My plan was approved in no time.

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Wonderful experience. Very detailed and patient.

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Troy Baccus really listened to my concerns and he knew exactly what I wanted and was looking for. This is my first time getting Medicare, the Supplement and Prescription coverage. He made getting all this so simple for me. He took care of every detail for me. He is wonderful!

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A great rep to work with. I have consulted Troy over the years for various reasons. I have recommended others who have been satisfied with him.

Prompt, knowledgeable and kind !!

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Excellent, knowledgeable and prompt service!

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Knowledgeable, professional and very responsive was my experience. Troy was very customer service oriented.

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Troy Baccus and his staff made navigating supplemental health insurance in Bozeman MT a breeze. It was fun to work with Troy, he was very knowledgeable. He returned my calls and even called back to make sure everything was going well.i know that I can call with any questions any time. Glad I chose this group.

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I worked with Troy Baccus and he was terrific. He was very responsive and answered my questions thoroughly. When I needed to fill out additional forms for my situation, he was right there helping me figure everything out. I would highly recommend Troy Baccus and Medicare Life Group.

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Troy did a great job explaining medicare part B and supplemental insurance programs. He responded promptly to my email queries and was a pleasure to work with. I highly recommend him to others who are nearing retirement and want clear answers to their health insurance questions.

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A relative recently referred me to Troy Baccus as I needed information regarding an important matter with Medicare. He was extremely knowledgeable, patient and kind throughout our entire interaction. When I had additional questions he quickly followed through. He has impeccable customer service skills and I highly and happily recommend him to anyone who is in need of clarity regarding Medicare questions.

Great guidance

This company really helped me figure out my Medicare options, the government always finds a way to make even the simplest of choices confusing. Having all the choices explained in an easy way to understand was fantastic, I tried to go through this with another company but I had the feeling they just pushing the product they made the most money on and didn’t even have a lot of knowledge about the product they were selling.

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Troy Baccus has been extremely informative and helpful with all questions and information regarding Medicare and all of it's associated plans. Knowledgeable and friendly. Troy made it easy and painless.

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The Organization did not flood my email or phone with solicitations. The rep, Troy Baccus, contacted me once and when I informed him that I was not ready, he gave me his contact information and assured me that he will be available to assist when I'm ready. On March 2020 he sent me a birthday email, that's when I asked him to help me find affordable health plans that will be best for my needs. He was very responsive to my requests and inquiries. Troy Baccus is the best of the BEST. Thank you.

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Troy started reaching out to me three months before my 65th birthday. What I LOVED the most and the reason I chose to get assistance from Troy was in his introduction email, he simply gave his name and offered assistance if and when I needed it. I did not hear from him again until I reached out to him. I am in Miami, Florida and Troy is far away. However, the 50+ calls, emails, correspondence I received constantly from everybody and their cousins (!) helped me to chose Troy to assist me. Absolutely no pressure. After back and forth for six months, we finally met over the phone on a SATURDAY! Troy was professional, knowledgeable, courteous, and made the transition from traditional medical insurance to Medicare Advantage a smooth process. Much success to Troy in all his future career endeavors.

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Information received was clear and easy to read/understand. Troy Baccus, agent who helped complete application was friendly & thorough with good follow up. No hesitation in referring his services to whoever may need them.

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Troy Baccus was phenomenal in getting my husband and me set up with Medicare part B! Already feeling overwelmed with medicare solicitators calling everyday, a plethora of medicare mail arriving daily, we just wanted to stick our head in the sand. When our friend referred us to Troy, we were a little hesitant to talk to a stranger over the phone. We got over that quickly after our first call with Troy. He is knowledgeable and easy to talk to. His response time is quick and he always follows up with a summary of our discussion. Our enrollment experience turned out to be very easy and I can't thank Troy enough!!!!

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Our experience with Troy Baccus has been amazing! He has been readily available for us, and helped both of my parents transition into medicare healthcare plans. He has provided us with the knowledge needed to select the best plans available for our needs. His attitude of service is evident which is why we will continue to rely on him for healthcare needs in the future. We highly recommend his services!

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Troy Baccus provided excellent service in every way. He is knowledgeable and goes above and beyond to take the stress out of the Medicare selection process. I highly recommend him.

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Very professional and helpful. Looked at my needs and presented options, costs and guidance. Followed up quickly on questions. I would highly recommend working with the Medicare Life Group and Troy especially if this is your 1st time with Medicare and supplemental programs. There are a lot of options that vary by state.

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Troy and his team are really responsive, professional, and have been more that helpful. They even gave me some assistance with some non-medicare information. Would highly recommend their services. 5 Stars

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Troy was wonderful. Explained all of the plans and answered a million questions. He was never pushy. I fully recommend him. He got me through a difficult decision.

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Troy Baccus is awesome. He saved us so much time and energy and gave us expert advice all the way. I highly recommend him for Medicare issues.

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Navigating through the Medicare coverage plans is overwhelming. That is why it was so beneficial to work with Medicare Life Group broker who provided me with many options and knowledge to assist me in making the best decision. The broker is not incentivized to any specific plan/insurance company, just to help you to enroll in the plan that serves your needs. Very helpful and very patient.

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Great experience! Troy Baccus, the agent who assisted me, was very helpful, and informative. He asked appropriate questions and brought things to my attention that I had not considered. As a result, I have chosen the best medical health plan to meet my needs . Thanks for your assistance and guidance Troy.

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Troy spoke with me for nearly 1½ hours in our first conversation. A novice at the start of that conversation, by its conclusion, I was well versed in all aspects of Medicare. That’s comprehensive knowledge coupled with exceptional communication skills. Troy recommended a Medigap Plan from a company whose policies are only sold by that company, so Medicare Life cannot even sell that policy. That’s integrity and honesty rarely found in business sales. Troy was professional, patient, caring and friendly. I highly recommend Medicare Life Group without hesitation.

Honest and professional

I live in South Florida and chose this company to get through the process of obtaining Medicare supplemental insurances. Troy is a serious, knowledgeable, accredited professional in which anyone can trust to lead a way to the most convenient plans and timing. I strongly recommend him, his assistant Yvette and his company in general. They are there to help and assist any questions in a very corteous way. They make this transition smooth while making one feel comfortable. This is a very reliable company

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Troy was professional, friendly, and compassionate in educating and guiding me through this process. I appreciate him very much.

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Troy Baccus assisted me. He was so helpful and explained everything I needed to know. I also was extremely impressed by the fact he contacted me by email. Did no glow my phone like several other people did. Highly recommended him. Helpful and professional!

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Troy Baccus is excellent and I highly recommend him. A friend of mine who had used Troy for Medicare advice and found him to be exceptionally useful referred me to him. I didn't know that I would need an expert for advice until I started researching the various decisions I needed to make about Medicare and supplemental insurance as I neared 65. However, it became clear that there are numerous traps that one can fall into that can have significant adverse consequences. Troy walked me through the various steps that I needed to take to sign up for 'basic' Medicare, explained numerous options to me in terms of supplemental insurance products that are available, explained the strengths and weaknesses of the various products, and has remained in touch with me to make sure everything has continued to go smoothly. He has always made himself available, by phone and in meetings, when I have had questions. He made a confusing process straightforward. By working with Troy, I'm sure I avoided making mistakes that could have had real adverse financial consequences to me.

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Professional, thorough service. Troy Baccus is a pleasure to work with. Highly recommended.

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It was easy to make an appointment with Troy, he thoroughly explained our options when selecting a provider, and has been available to answer all questions on our coverage. I have recommended Troy Baccus to several friends because I enjoy working with him.

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Absolutely excellent customer service.

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Great Customer Service! It is hard to get this kind of help and attention to detail in this day and age so it makes it so much more appreciated. Troy was always quick with responses and followup and made sure the process was proceeding as supposed to.

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Troy was on top of the account at all times. He kept me updated off anything going on. Was a pleasure working with him.

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It was such a pleasure working with Mr. Troy Baccus of Medicare Life Group when I was searching for the best Medicare Supplemental Plan and Medicare Part D. He gave me all the different plans and explained to me the pros and cons of each plan. After I decided which plan is best for me and ready to enroll, he walked me through the process - beginning to end. I can't thank him enough for all his help. I would recommend Mr. Baccus to anybody searching for insurance.

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Medicare Life Group is an excellent choice for all your insurance needs! I have been with them for two years and cannot say enough good things about this firm. Troy Bacchus, and his staff, are true professionals; they listen to the customers and are able to make recommendations as to the best plan for your specific needs. He and his staff are well versed and familiar with the latest Medicare rules as well as specific details of each plan.



My most recent personal experience involves a particular drug (prescribed by my cardiologist) and was informed the cost would now be $524! That is ridiculous especially since I just retired and am a fixed income – what to do? Need the drug so only choice is to purchase out of the country or without using the drug plan, I pay for each month. When discussed with Troy Bacchus, he suggested submitting a Tier exception form. After he explained the process, sent me the form and conversed with the doctor’s office, the tier exception (never heard about this before) was approved, thereby saving me a lot of money for this pill over the course of the year.



Besides this cost savings, Troy Bacchus knows about as much about generic equivalents as the doctors office and he is the best – not your typical 9 to 5, Monday thru Friday person; very responsive as is his staff.

Highly recommend Medicare Life Group for all your medical insurance needs.

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It was great working with Medicare Life Group . Very cooperative and ready to act on any problem that could arise. I would not hesitate to recommend to my friends this Group given their professionalism and substantial experience to get the best program to fit your need

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Working with Troy was a delight! Knowledgeable and helpful, educating me along the way. He listened and understood exactly what I needed, then provided me with options...explaining the differences and benefits of the various options. I would highly recommend him to anyone and will be using him when my husband becomes eligible for Medicare!

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The service is so professional yet very personal. When I was first eligible for Medicare, the process was very confusing and overwhelming. After only a few minutes on the phone with Troy it all made sense! I appreciate that they are always accessible.

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What a pleasure to deal with this agency! All of my phone calls were answered by a real person, and so promptly. Troy explained all the confusing details clearly and simply, without making me feel ignorant. He helped me choose an appropriate, affordable plan and showed me options for filling prescriptions affordably. I feel very good about using this agency; they are honest, knowledgeable and very approachable! I highly recommend Medicare Life Group!

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Very knowledgeable with all the questions I had. Very helpful, very professional.

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Wonderful service from Troy...no pressure, lots of understanding and knowledge in a confusing market. Would highly recommend.

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Troy could not have been more thorough or accommodating. Wish he was our neighbor, I’d invite him to dinner!

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Loved working with Troy and Medicare Life Group. He made it quick and easy for me. When I walked into his office, the paperwork was ready to go based on a simple phone call. Thanks Troy!

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The Medicare Life Group did and excellent and efficient job of bringing me up to speed on available medigap plans and what was relevant to me. Very good skills and support - very much appreciated the professionalism and convenience.

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I just want to express how much I thoroughly enjoyed working with Troy. He was extremely professional and went out of his way to help me. His customer service was wonderful!! And I so appreciated his good old fashion thank you note... Nobody does that anymore!He's wonderful!! Wish I could get pet insurance from him!?
Thank you again.. I will eventually add the eye and dental insurance. 

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I am so happy that I decided to take a chance with Troy Baccus of Medicare Life Group. Best decision I have ever made. Troy explained my options and I decided to go with the best option for me. Troy went above and beyond for me which proves to me that he is a truly caring individual and not just looking for another client. He came through for me and I will be eternally grateful to him and Medicare Life Group.

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Troy was great! This was the most painless shopping I’ve ever done. Medicare and Social Security are so complicated, and Troy made this so easy.

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Troy Baccus, who is with Medicare Life Group, helped me this year to choose Medicare Supplement Plan as well as Medicare Plan D provider.
I'm a rather skeptical individual who, in general, isn't so easily impressed, and here I am enthusiastically praising Troy's services lock, stock and barrel.
Troy is knowledgeable, attentive, punctual, and prompt. His communications are timely, concise and to the point. You always know where in the process you're. Troy's promise is a guarantee ((you know it will be done). And finally (should be music to every client's ears), he never neglects to follow up.
All in all, it was a pleasure to work with Troy Baccus this year, and, for me, he's no less than the epitome of the perfect American businessman.

Troy Baccus Medicare Life Group

My agent Troy Baccus was invaluable in clearly explaining all available Medicare supplement options. With Troy's assistance, knowledge and expertise, we were able to complete this process quickly and efficiently, and once my husband reaches Medicare age he will also work with Troy. I would highly recommend this group. Great customer service! Thanks Troy!

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Medicare Life Group and Mr. Baccus made enrolling in Medicare a breeze! Explained everything thoroughly and helped me sign up for an affordable supplement and prescription plan that works well with my prescriptions. Filled my first ones yesterday and didn't have to pay a penny. If you need anything or have any questions they are available and ready to help. A+++++++

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Troy Baccus was great to work with and provided a great plan that works for me.

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I worked with an agent named Troy Baccus for Medicare Life Group. He did a phenomenal job and even got back with me regarding a question I had while traveling on vacation. It was very much appreciated. I plan on staying with Troy as we review the supplement and Part D every year to see if changes are needed.

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I found Troy to be extremely helpful to me during a very difficult time. Not only is he knowledgeable and efficient, but he gives IMMEDIATE assistance. When we moved to Montana, I changed our address with all of our insurance plans in mid June. I was told our prescription insurance required a local agent, and our current policy would expire at the end of June. I needed help fast, and someone recommended that I contact Troy. He completed our applications over the phone and followed through to be sure our coverage began by the necessary date. I’d highly recommend him.

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My agent Troy Baccus was excellent helping me through the enrollment process!

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Heading into retirement with all the decisions to be made and research can be overwhelming. I reached out on the internet looking for comparisons and received a very detailed, understandable comparison from Troy. Every company out there says theirs is the best, but I wanted a comparison, which is what I received. Troy asked ME what my needs were, what I wanted to spend, etc. and found a plan perfect for me. I highly recommend this company!

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I somewhat skeptically and gingerly replied to an "ad" about Medicare supplement options 6 months before I needed them, ready to bail at any time. I usually handle these things on my own and was just in an exploratory phase. The response I received from the group and subsequent discussion with Troy Baccus alleviated any concerns I had - his response was no-pressure, he erased my fears about no costs - they are paid by the insurance companies to provide the service, and after getting minimal information from me he provided excellent, clearly explained options based on my situation. He patiently waited to hear back from me months later when I was ready to execute, and then actually handled the enrollment for me. Everything went very smoothly and professionally. We will contact Troy again when my wife is Medicare-ready. He really seems to be a good guy, and the service was thoughtful and excellent.

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Troy went out of his way with the policies even when I’m three states away on an ugly schedule he found time to make my life easier and get my policies at a reasonable price. Thanks Troy!!!

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I am someone who usually "interviews" a lot of people, before I choose something and I certainly had a lot of people contacting me. Something as important as Medicare coverage is a difficult decision, and I had many, questions. Since day one, working with Troy Baccus, I felt completely comfortable. I believe Troy was genuinely interested in my healthcare needs. His depth of knowledge and ability to provide both verbal and written information, in a prompt and very patient, relaxed manner made me feel totally at ease.

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I want to Thank You Troy for his diligence in executing my medicare gap plan enrollment. He follow up in everything he promised. He is truly a customer service oriented professional. Thank You

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Incredibly knowledgeable, helpful and efficient. So nice to have someone to help navigate thru the maze of Medicare at no additional cost.

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I moved to Montana (Bozeman) recently and needed to change my Medicare coverage. They were very helpful and got things handled quickly. Very satisfied and would recommend to others.

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Excellent assistance and so helpful in describing all the plans an helping guide us to the best match based on our individual circumstances.

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Troy Baccus was most helpful and understanding of my needs for my Part D coverage. He found me an excellent plan and I am very pleased.

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Troy was great. Helped get me enrolled on time and helped with all the forms and how to cancel my existing policy. Service was excellent.

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My request to enroll in a Medicare supplement plan and Plan D prescription was handled very well by the agent. I found the agent to be very knowledgeable of the insurance products and he was professional and assisted me greatly with various options. The enrollment process was timely and easy. Many thanks to the agent. I also liked the fact that the company had a good selection of plans.I will refer the insurance and agent to family and friends who are searching for insurance. Thanks again for the service.

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Professional & no pressure. Very helpful. Thanks again!

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I found this company on Facebook. To my surprise they were excellent. Troy got us a great Medicare supplement. They are top notch!

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Troy is a pleasure to work with and was very helpful with finding insurance to fit my needs. I would highly recommend him to my friends.

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I would recommend Mr. Baccus to anyone in need of Medicare related medical insurance. He was able to provide multiple alternatives and explained the benefits as well as any short falls of all the alternative programs available. Mr. Baccus' knowledge was outstanding to say the least and his follow up was both thorough and timely.

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Troy was very attentive to what I needed and responded with excellence.

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Awesome customer service from Troy Baccus. I was concerned about doing insurance business over the phone. Troy was very patient with me and explained everything I needed to know. I am quite pleased with the insurance guidance I received and appreciate Troy's time and expertise.

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After talking to several companies about a prescription part D coverage and getting discouraged, Troy made everything clear for me. He was very professional and informative, a real pleasure to talk with. I'm not hesitant to recommend anyone to Medicare Life Group.

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I can't say enough about the Medicare Life Group. They made what appeared to be a complex decision about medicare supplements and drug plans fairly straight forward and because I wasn't dealing directly with an insurance company, they were not selling me any particular product but only recommending the best product out there to suit my particular needs. The same commission is paid by everyone whether one uses a private resource like Medicare Life Group or an insurance company directly. If you use an insurance company directly, their own agents internally make the same commission and they are pushing the particular ins co products. I highly recommend Medicare Life Group for objective solid advice.

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I was contacted by Mr. Troy Baccus in regards to my obtaining medicare. I had been contacted by others but choose Mr. Baccus due to his knowledge, professionalism and getting coverage that was best for my medical needs. He was accessible for questions. Very pleased with his service.

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My experience with Troy was A+
He is super knowledgeable and helpful. Highly recommend!

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Troy Baccus has provided us with very professional customer service. Highly recommend Troy.

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I clicked on a link on the internet and Troy Baccus got back to me very quickly. We talked about my situation and he got me some information back in a very timely manner. Since our initial conversation I have determined that I will not be moving forward with retirement at this time so I have no need for any products at this time, however, the information that Troy did provide was very informational and I learned a lot so that when I finally do "pull the trigger" I am now much better prepared. I have kept Troy's info and will contact him done the road.